Now's the time to take advantage of our great promo rate

  • Enjoy a low promo rate of 2.99% APR* on all purchases, balance transfers, and cash advances until August 31, 2020. After that, our standard rate of just 12.75% APR* applies
  • No balance transfer, cash advance or annual fees
  • Now compatible with most mobile wallet apps
  • Credit line of $500 or more
  • Instantly issued at all MSGCU locations

Visa cards issued by Michigan Schools and Government Credit Union come with chip-card technology that provides enhanced security. There's also $0 liability on unauthorized transactions if your card is lost or stolen. Visa cards are accepted at millions of locations worldwide.

*Annual Percentage Rate. Credit subject to approval. Normal credit standards apply. Review complete rates and terms. The promotional 2.99% APR will apply to all purchases, balance transfers, and cash advances made between 9/1/19-12/31/19 and will last until 8/31/20. After that, your standard rate will apply to any unpaid balances.