23 Mile Road, East of Van Dyke
With more than 160,000 members and an average 97% satisfaction rating for 20 years running, our team members are your financial champions. From checking and savings, to auto loans and mortgages, to financial education and guidance, we provide valuable services you need and a team dedicated to getting you where you want to be.
8770 23 Mile Rd
Shelby Township, MI 48316
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Justin G. - Branch Manager Justin joined MSGCU in 2009 while working toward his MBA at Walsh College. During a career fair on campus, he got in line for a part-time teller position at MSGCU and has made a positive impact ever since. “Getting in that line was one of the best decisions I have ever made! I love hearing every member’s individual story in life and finding ways to help them.” |
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Lauren O. - Assistant Branch Manager Lauren has been working in the credit union industry since 2015, providing service and support to members’ various financial needs. Lauren enjoys volunteering in her community, supporting food banks and other charitable causes. “I love that MSGCU supports building amazing relationships with members, they don't just feel like members to us.” |
The Shelby branch team presented an MSGCU Giving Back donation to Special Olympics of Michigan. The donation helped support the organization’s travel costs for the athletes to this year’s summer games, which took place at Central Michigan University May 28-30.
“MSGCU is honored to support an event like the Special Olympics,” said Justin, Shelby Branch Manager. “Many in our community have family members or loved ones with special needs, and witnessing the joy, confidence, and sense of community this event brings to participants reinforces why this is an organization we are proud to support.”
*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 12/31/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Example: A loan amount of $20,000 with a rate as low as 4.74% APR for 60 months would have an approximate monthly payment of $375.80. Contact Member Service Representative for more details.
^APY = Annual Percentage Yield. The 15-month promotional CD is offered as of 7/1/2026 and is available for new money only. New money means funds that are not currently on deposit at MSGCU. This offer cannot be combined with current MSGCU deposit dollars, including rollovers from maturing MSGCU CDs. The minimum balance required to open the CD and earn the advertised APY is $500. Funds are considered new money if they are received by MSGCU through cash, check, or wire transfer and the CD is opened within five days of MSGCU receiving the funds. Funds from an IRA direct transfer or rollover from another institution are also considered new money if they are deposited into the IRA share and the CD is opened within five days. Funds withdrawn from MSGCU may not be returned and be considered New Money within 90 days of withdraw. A penalty may apply for early withdrawal. Businesses, municipalities, and MSGCU team members are not eligible for this offer. This offer is available in branches or when opening a new membership online only through 9/30/2026. At maturity, the CD is renewed to a 1-year term Certificate of Deposit. Terms and rates are subject to change at any time without notice.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
