Don't miss our great promo offer

  • Low 9.75% APR* helps you save money
  • For a limited time, earn 1% cash back** on balance transfers. Plus, a $50 bonus*** for new cardholders.
  • No annual fees, balance transfer fees or cash advance fees
  • Now compatible with most mobile wallet apps
  • A credit line of $5,000 or more
  • Instantly issued at all MSGCU locations

The Titanium Visa keeps up with your busy life and offers the same low rate for purchases, cash advances, and balance transfers. And enjoy the same security protections with all Michigan Schools and Government Credit Union Visa cards — chip technology and no liability for transactions if your card is lost or stolen.

*Annual Percentage Rate. Credit subject to approval. Normal credit standards apply. Review complete rates and terms. **Earn 1% cash back on all balance transfers from other financial institutions performed by a Member Service Representative to a new or existing Youth, Classic or Titanium Visa. Balance transfers must be completed within 60 days of the member’s initial transfer—with the initial transfer taking place between 1/2-3/31/2020. The 1% cash back, up to $400 maximum, will be deposited into the member’s savings account after the 60 days has concluded. At time of incentive payout, member’s credit card must be open and balance must be at least 50% of the cumulative total of transferred balances. ***Available for MSGCU Youth, Classic and Titanium Visas opened between 1/2/2020-3/31/2020. Not available to those that have closed an MSGCU Youth, Classic or Titanium Visa 12/1/2019 or later. Complete 20 transactions within 60 days of account opening to earn $50 cash bonus.