A financial cushion makes the holidays more comfortable

  • Make unlimited deposits to your Holiday Savings Account throughout the year
  • No minimum balance requirement or monthly service fees
  • Earn annual dividends that exceed our regular savings rates
  • Grow your savings quickly through Direct Deposit

Here's how this works: Build the balance in your Holiday Savings Account until November 1. At that point, we move all your savings into your Michigan Schools and Government Credit Union Regular Savings Account. That gives you plenty of time to shop for everything you need without running up big credit card bills.


icon: stopwatch showing 5 minutes Want to learn more about how to save? Check out this 5-minute interactive lesson.