This website requires Javascript enabled to function properly.

All MSGCU branch lobbies are open. Contactless options available via drive-thrus, ATMs, call center, chat and 24/7 account access.

  • Join
  • Make a Loan Payment
  • Locations
  • Rates
  • Contact
  • Chat
Michigan Schools & Government Credit Union
  • Bank

    Anytime Banking

    • 24/7 Account Access
    • Bank with Ease
    Spend & Save
    • Checking
    • Savings
    • CDs & IRAs
    • Credit Cards
    • Investment Planning
    Account & Branch Services
    • Direct Deposit
    • Automatic Funds Transfer
    • Money Orders
    • VISA Gift Card
    • Wire Transfer
    • Safe Deposit Boxes
    • Night Depository
    Business Banking
    • Business Checking
    • Business Savings
    • Simplified Employee Pension (SEP) Plan
    covid19 virus

    We're here to help.

    In-person at the branch or contactless via the drive-thru, call center, online chat, and 24/7 account access, we are here for you.

    Learn More
    • Join MSGCU
    • Savings Rates
    • Contact Us
    • Routing Number: 272480173
  • Borrow

    Home

    • Mortgages
    • Home Equity
    Personal & Business
    • Credit Cards
    • Vehicle Loans
    • Personal Loans
    • Classroom Loans
    • First Responder Loans
    • Business Loans
    Loan Services
    • QuickPay
    • Automatic Loan Payment
    • Credit Report
    • Insurance
    Deposits

    Who doesn’t want to save more money? We're here to help.

    MSGCU offers generous CD rates and friendly people to help you take the next steps to success.

    Learn More
    • Apply For A Loan
    • Loan Rates
    • QuickPay
    • Contact Us
  • Learn

    Financial Education

    • Classroom Presentations
    • Workshops
    • Articles
    • Financial Counseling
    Resources
    • Rates
    • Financial Calculators
    • Apply For A Loan
    • Ways To Pay Your Loan
    • Resources For Educators
    • Resources For Government Employees
    • Resources For Businesses
    • Resources for Students & Young Adults
    Security Center
    • We Safeguard Your Account
    • Protect Yourself
    hands on keyboard

    Tips for keeping your information secure

    In addition to the steps we take to protect your information, there are things you can do to secure your personal information as well.

    Learn more
    • Join MSGCU
    • Community Support
    • Careers
    • Contact Us
  • Explore

    Help

    • Contact Michigan Schools & Government Credit Union
    • Call Center
    • Lost or Stolen Cards
    • FAQs
    Locations
    • Find A Branch Or ATM
    • Macomb County Branches
    • Oakland County Branches
    • Wayne County Branches
    • Holiday Closings
    Membership
    • Become A Member
    • Business Membership
    • Membership Rewards
    • Switch To MSGCU
    • Member Referral
    About
    • The MSGCU Difference
    • Community Support
    • Classroom Cash Grants
    • Scholarships
    • Careers
    • News
    • Newsletters
    child holding a gift

    Being an MSGCU member has its rewards

    We think you deserve a lot more than just great interest rates. Take a peek at all the additional perks that come with membership.

    Learn More
    • Join MSGCU
    • Current Rates
    • Apply For A Loan
    • Routing Number: 272480173
Search
Menu
Close
  • BANK
    • 24/7 Account Access
      • Compare your options
      • Online Banking
      • Mobile Banking
      • Text Banking
      • Phone Banking
    • Bank with Ease
      • See your options
      • Bill Pay
      • Mobile Deposit
      • QuickPay
      • eStatements
    • Checking
      • Compare your options
      • Checking Account
      • Fresh Start Checking Account
      • Achieve Student Debit Account
      • Money Market Checking Account
      • Courtesy Pay
      • Ordering Checks
      • Debit/ATM Card
    • Savings
      • Compare your options
      • Regular Savings Account
      • You-Name-It Savings Account
      • Silver Savings Account
      • Gold Savings Account
      • Holiday Club Account
      • Health Savings Accounts
      • Youth Savings Programs
    • CDs & IRAs
      • Compare your options
      • IRA
      • IRA CD
      • CD (Certificate of Deposit)
      • Grow-With-Me CD
      • Bump Your CD Rate
    • Credit Cards
    • Investment Planning
    • Direct Deposit
    • Automatic Funds Transfer
    • Money Orders
    • VISA Gift Card
    • Wire Transfer
    • Safe Deposit Box
    • Night Depository
    • Business Checking
    • Business Savings
    • Simplified Employee Pension (SEP) Plan
  • BORROW
    • Mortgages
      • See your options
      • Fixed-Rate Mortgage
      • Realtor
      • Adjustable-Rate Mortgage
      • FHA Mortgage
      • Jumbo Mortgage Loan
      • Vacant Land Loan
    • Home Equity
      • Compare your options
      • Home Equity Loans
      • Home Equity Line of Credit (HELOC)
    • Credit Cards
      • Compare your options
      • Classic Visa Credit Card
      • Youth Classic Visa Credit Card
      • Titanium Visa Credit Card
      • MSGCU Rewards Visa Credit Card
    • Vehicle Loans
      • See your options
      • Car, Truck, and SUV Loans
      • RV Loans
      • Power Sports Vehicle Loans
      • Boat Loans
      • College Degree Auto Financing Program
      • Member Auto Refinancing Program
    • Personal Loans
      • See your options
      • Personal Line of Credit
      • Personal Signature Loan
      • Share Secured Loan
    • Classroom Loan
    • First Responder Loan
    • Business Loans
    • QuickPay
    • Automatic Loan Payment
    • Credit Report
    • Insurance
      • See your options
      • Guaranteed Asset Protection (GAP)
      • Mechanical Repair Coverage (MRC)
      • Homeowners Insurance
      • Auto Insurance
      • Life Insurance
      • Home and Auto Insurance
      • Insurance Service Center
  • LEARN
    • Classroom Presentations
    • Workshops
    • Articles
    • Financial Counseling
    • Rates
      • See your options
      • Savings Rates
      • Investment Rates
      • Loan Rates
      • Mortgage Rates
      • Business Account Rates
    • Financial Calculators
    • Apply for a Loan
      • See your options
      • Classic VISA Credit Card Application
      • Titanium VISA Credit Card Application
      • New Auto Loan Application
      • Used Auto Loan Application
      • Auto Loan Application
      • Fall Loan Application
      • Back to School Relief Loan Application
      • RV, Power Sport, Motorcycle & Boat Loan Application
      • Home Equity Closed-End Application
      • Home Equity Line of Credit Application
      • Interest-Only Home Equity Line of Credit Application
      • Personal Line of Credit (Instant Credit) Application
      • Personal Signature Loan Application
    • Make A Loan Payment
    • Resources for Educators
    • Resources for Government Employees
    • Resources for Businesses
    • Resources for Students & Young Adults
    • How We Safeguard Your Account
      • See your options
      • Account Protection
      • Account Monitoring
    • Protect Yourself
      • See your options
      • Computer Protection
      • Phone Protection
      • Privacy Protection
      • ATM Security
      • Scam Alerts
  • EXPLORE
    • Contact Us
    • Call Center
    • Lost or Stolen Debit/Credit Cards
    • FAQs
    • Find a Branch or ATM
    • Macomb County Branches
      • See your options
      • 14 Mile and Schoenherr
      • 16 Mile Rd. (e. of Dequindre)
      • 18 Mile and Mound
      • 22 Mile and Hayes
      • 23 Mile Rd. (e. of VanDyke)
      • 23 Mile Rd. (w. of Jefferson)
      • 26 Mile and Romeo Plank
      • Garfield Rd. (s. of 18 Mile)
      • Little Mack Ave. (s. of 10 Mile)
      • M-59 and I-94
    • Oakland County Branches
      • See your options
      • 12 Mile Rd. (w. of John R)
      • Crooks Rd. (s. of Long Lake)
      • Orchard Lake Rd. (n. of 13 Mile)
      • N. Pontiac Trail
      • Woodward Ave. (n. of 13 Mile)
    • Wayne County Branches
      • See your options
      • 8 Mile and Farmington
    • Holiday Closings
    • Become a Member
    • Business Membership
    • Membership Rewards
    • Switch to MSGCU
    • Member Referral
    • The MSGCU Difference
    • Community Support
    • Classroom Cash Grants
    • Scholarships
    • Careers
    • News
    • Newsletters
Log In

Log in to MSGCU

Our New Online Banking and Mobile App are here!
Make sure to register as a new user (if you haven't already).

This field is required.

I forgot my username.

New to Online Banking?
Register

  • Home
  • BANK

Bank

  • ANYTIME BANKING
  • 24/7 Account Access
    • Online Banking
    • Mobile Banking
    • Text Banking
    • Phone Banking
  • Bank with Ease
    • Bill Pay
    • Mobile Deposit
    • QuickPay
    • eStatements
    • Pay by Phone
  • SPEND & SAVE
  • Checking
    • Checking Account
    • Fresh Start Checking Account
    • Achieve Student Debit Account
    • Money Market Checking Account
    • Courtesy Pay
    • Overdraft Protection
    • Ordering Checks
    • Debit/ATM Card
  • Savings
    • Regular Savings Account
    • You-Name-It Savings Account
    • Silver Savings Account
    • Gold Savings Account
    • Holiday Club Account
    • Health Savings Accounts
    • Youth Savings Programs
  • IRAs & CDs
    • IRA
    • IRA CD
    • CD (Certificate of Deposit)
    • Grow-With-Me CD
    • Bump Your CD Rate
  • Investment Planning
  • ACCOUNT & BRANCH SERVICES
  • Direct Deposit
  • Automatic Funds Transfer
  • Money Orders
  • VISA Gift Card
  • Wire Transfer
  • Safe Deposit Box
  • Night Depository
  • BUSINESS BANKING
  • Business Checking
  • Business Savings
  • Simplified Employee Pension (SEP) Plan

Call 1.866.MSGCU4U

1.866.674.2848

  • Chat Now
  • Branches & ATMs
  • Contact Us Online
  • Facebook
  • Twitter
  • LinkedIn
Popular Searches
  • Routing & Transit Number: 272480173
  • Make a Loan Payment
  • Current Rates
  • Careers
  • Protect Your Account
Download Our free Mobile App
App-AppleApp-GooglePlay
  • Co-op
  • National Credit Union Administration
  • Equal Housing Lender

Michigan Schools & Government Credit Union is federally insured by the National Credit Union Administration.

  • © 2018 MSGCU. All rights reserved.
  • Disclosures & Fees
  • Privacy Policy
  • Website Accessibility
  • Sitemap
Membership Status

New to MSGCU?

It's simple and secure to open an MSGCU membership online. Our application usually takes less than 10 minutes and you can fund your new account right away.

Apply & Join



Applying in person? Visit the branch nearest you 
»
 

Already a member?

Simply log in to Online Banking and select New Accounts. You can open Savings and Checking accounts, as well as CDs, in just a matter of minutes.

Log in & Open



Interested in a loan or a credit card? Apply here 
»