The key to retirement planning is having a well-rounded portfolio. Putting all your savings in the stock market can be risky. An IRA CD takes away the worry by combining tax benefits with guaranteed returns.
All it takes is $500 to open an IRA Certificate of Deposit at Michigan Schools and Government Credit Union. There's no limit on the number of CDs you can have in your portfolio. Ask your tax advisor about the wide range of tax benefits provided by various types of IRAs.
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