Build your foundation

As a not-for-profit credit union in Michigan, we're able to offer higher returns on our savings accounts because we answer to you, our member-owner. Find the account and rate that gets you closer to your savings goals.

Regular Savings Account
Effective Date: Tuesday, October 23rd, 2018
APY*Dividend Rate
0.150% 0.150%

*APY = Annual Percentage Yield. $5 Minimum Balance Required.

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You-Name-It Savings Account
Effective Date: Tuesday, October 23rd, 2018
APY*Dividend Rate
0.150% 0.150%

No Minimum Balance Required, *APY = Annual Percentage Yield

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Silver Savings Account
Effective Date: Tuesday, October 23rd, 2018
Average Daily BalanceAPY*Interest Rate
Under $100 0.100% 0.100%
$100 - $4,999 0.300% 0.300%
$5,000 - $9,999 0.300% 0.300%
$10,000 - $19,999 0.400% 0.400%
$20,000 - $39,999 0.500% 0.499%
$40,000 and higher 0.700% 0.698%

*APY = Annual Percentage Yield.

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Gold Savings Account
Effective Date: Tuesday, October 23rd, 2018
Average Daily BalanceAPY*Interest Rate
Under $50,000 0.100% 0.100%
$50,000 - $74,999 0.700% 0.698%
$75,000 - $99,999 0.800% 0.798%
$100,000 - $199,999 0.900% 0.897%
$200,000 and higher 1.000% 0.996%

*APY = Annual Percentage Yield.

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Holiday Club Account
Effective Date: Tuesday, October 23rd, 2018
APY*Interest Rate
0.500% 0.500%

*APY = Annual Percentage Yield. No Minimum Balance Required.

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Health Savings Account
APY*Interest Rate
0.600% 0.598%

*APY = Annual Percentage Yield. No Minimum Balance Required.

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Money Market Checking Account
Effective Date: Tuesday, October 23rd, 2018
TierAPY*Interest Rate
$2,500 - $4,999 0.250% 0.250%
$5,000 - $7,499 0.250% 0.250%
$7,500 - $9,999 0.250% 0.250%
$10,000 - $24,999 0.350% 0.350%
$25,000 and higher 0.450% 0.449%

*APY = Annual Percentage Yield. $2,500 Minimum Average Daily Balance Required to Earn APY.

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Minimum balance listed is to open an account and earn the advertised APY. All rates and APYs are accurate as of today and subject to change at any time. Fees may reduce earnings on accounts.

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