Experienced. Professional. Your Financial Champion.

Michigan Schools & Government Credit Union began more than 65 years ago, and now we've opened our 17th branch on Telegraph north of Square Lake. We are pleased to bring you a talented team ready to champion you with all of the financial tools and support you’ve come to expect from MSGCU. This conveniently located branch will serve the community in Oakland County and includes a drive-up ATM for easy access. We look forward to seeing you.

Meet us at the intersection of friendly and financial.

Bloomfield Township
Telegraph, North of Square Lake
1943 South Telegraph
Bloomfield Twp., MI 48302

Phone: (866) 674-2848

Not for profit. All for members.

At Michigan Schools and Government Credit Union, being not-for-profit allows us to give back to our members through better rates, fewer fees, free financial education, grants and scholarships, and other community support. And it fuels us to work hard every day with members to personalize plans to help them meet their financial goals. This exceptional level of dedication contributes to our 96% member satisfaction score, higher than most banks.


Membership has its benefits.

Auto Rate Pledge It’s more than just a lower monthly payment, it’s our promise to you. Bring your auto loan from another lender to us, and we’ll give you a 0.25% rate discount, or our lowest rate - whichever is best.

Up to $101 Annual Savings with MSGCU Regular Checking We know opening a new checking account can seem like a big step, so we’ve made switching to an MSGCU Checking Account hassle-free and worth your while. Our Regular Checking comes with $101 of annual savings because there are no monthly or service fees, plus overdraft protection.**

Member Referral Rewards When you’re talking to your friends and neighbors, tell them how much you enjoy being an MSGCU member, and welcome them into the MSGCU family. For every new member you refer that opens an account, you’ll receive $5 and they’ll receive $5. If they get an auto or RV loan, you’ll receive $25 and they’ll receive $25. And if they obtain a mortgage, you’ll get $100 and they’ll get $100.

Auto Rate Pledge Program.
Discount of 0.25% off current rate available on auto loans currently held with another financial institution. Discounted rate cannot be lower than MSGCU cost of funds. All loans subject to approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. MSGCU as low as rate requires Automatic Loan Payment transfer. Current MSGCU auto loans not eligible. Loan terms up to 84 months, depending on model year. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.

**Overdraft Protection.
Account must meet Credit Union criteria for Courtesy Pay service. You must opt-in separately to authorize ATM and everyday debit transactions. Whether overdrafts will be paid is discretionary, and the Credit Union reserves the right to not pay if the account is not in good standing. A fee of $30 may be charged for each check, ATM or debit card transaction or debit by other electronic means when a Member has non-sufficient in the account. Negative balances must be paid within 16 days.

Member Referral Program
The following cash bonuses are available when members refer a new member.

  • For every new member you bring in, you'll receive $5 and they'll receive $5
  • For every new member you bring in who gets an auto or RV loan ($5,000 new loan minimum), you'll receive $25 and they'll receive $25
  • For every new member you bring in who obtains a mortgage, you'll receive $100 and they'll receive$100

Complete the referral form and pass it on to someone you know. The referred person should present the referral form at account opening or loan closing. For more information about the Member Referral program, contact an MSGCU representative.

Branch Manager Joshua B.

Joshua B. - Branch Manager

Joshua has 13 years of credit union experience, nine of them with MSGCU. He has advanced from an MSGCU Member Service Representative to Assistant Branch Manager, and now Branch Manager. He currently serves as the Credit Union Advocacy Committee Chair. Josh earned his Bachelors of Science Degree in Business Administration at Southern New Hampshire University in 2019 and is currently working on his MBA.

“The credit union philosophy of 'people helping people' is more than just a motto for me – it’s a way of life. I’m excited to partner with the Bloomfield Township community, helping members achieve their greatest financial success.”

Asst. Branch Manager Elena B.

Ellie B. - Assistant Branch Manager

Ellie joined MSGCU in 2021, bringing five years of credit union experience with three years in a leadership role. She is working on her Bachelor’s Degree from Central Michigan University. She recently moved back to the metro Detroit area, and is excited to be involved with the local community and making a positive impact on people’s lives.

"I am proud to be a part of an organization that is focused on building strong relationships with our members to help them achieve their financial goals and make a difference in their lives.”