Feel the wind and water. Leave your worries behind.

Plus, for a limited time get an extra $100 on Boat Loans of $5,000 or more.

Just like when you buy a car, it's a smart move to get pre-qualified for an MSGCU loan before you go shopping for a boat. That lets you focus on picking the watercraft you want rather than haggling over financing with the seller. Just apply online or visit any Michigan Schools and Government Credit Union branch to get the application process started.

Marine Loan
Loan AmountAPR* as low asTerm
$75,000 and Over 4.24% Up to 240 Months
Between $30,000 - $74,999 3.99% Up to 180 Months
Between $20,000 - $29,999 3.89% Up to 144 Months
Up to $20,000 3.79% Up to 96 Months

Example: A loan amount of $40,000 with a rate as low as 3.99% APR for 180 months would have an approximate monthly payment of $295.68.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 240 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount financed, term of loan, and credit score. Marine Survey may be required. New money only. Rates are subject to change at any time. Same-day approval on most Marine applications. Contact Member Service Representative for more details.

*$100 Cash Back Loan Incentive.
$100 offer available September 1, 2021 through November 30, 2021. Eligible loans must be closed by January 26, 2022. Subject to credit approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. Eligible loans include new or used purchase, refinance from another lender, and refinance existing MSGCU loans with an increased balance of $5,000 or more. Applies to loans originated at an MSGCU branch, call center, or online. Requires Automatic Loan Payment transfer. Visit msgcu.org/promotional-disclosures for complete details.