The way we’re different makes a difference

At MSGCU, we measure our success in terms of yours. Members and communities are at the center of everything that we believe in and everything that we do. You have goals to reach and dreams to achieve, and we are here to help you prosper.

We believe that every conversation we have with you — every day — matters. That’s why our team members are friendly, helpful, and ready to listen. While other institutions are most concerned with their bottom line, we are interested in being an advocate and a trusted advisor — solving problems and providing smart, sensible solutions that fit your particular needs.

We understand that great rates and low fees are high priorities when choosing a financial partner. As a not-for-profit credit union, we are able to structure our loan and savings products to benefit you, not a group of outside investors. Nothing satisfies us more than saving you money with a better rate or a smarter solution.

We are deeply committed to the Michigan communities we serve and we're proud to be part of the local fabric — volunteering time, donating resources, and offering free educational programs — helping friends and neighbors learn how to optimize their financial well-being and bring their dreams to life.

Our branches in Macomb, Oakland, and Wayne counties serve thousands of members, including many in the surrounding counties of Genesee, Lapeer, Livingston, St. Clair, and Washtenaw. In fact, anyone living or working in Michigan’s Lower Peninsula is eligible to become a member. We are also available to all of our members online, via phone, or through our mobile app.

We see first-hand every day what can happen when caring, collaboration, and community come together. We are honored to have more than 130,000 members who are fiercely loyal to MSGCU because they know we are doing everything possible to help them achieve their dreams.


Doing the right thing

A small group of local educators founded MSGCU in 1954, and education and public service have been part of our culture since day one. We value people over profits; at MSGCU, we have your best interests at heart.

  • Be Trustworthy: Being honest and fair
  • Stay Engaged: Actively involved physically, mentally and emotionally
  • Strive for Excellence: Distinguished by consistently exceeding expectations
  • Build Relationships: Caring personally about the people we serve
  • Focus on Financial Strength: Responsible decisions focused on sustained success

Meet the volunteers who define our direction

We are proud to have this group of distinguished professionals represent MSGCU members on our Board of Directors.

  • William F. Cayen  |  Chairman
  • Charles Thomas  |  Vice Chairman, Audit Committee
  • Richard P. Maierle  |  Secretary
  • James S. McCann  |  Treasurer
  • Elizabeth Argiri  |  Audit Committee
  • Edward D. Callaghan
  • Teresa DiMaria  |  Audit Committee
  • Richard L. Shoemaker  |  Audit Committee
  • Douglas J. Smith

Nominees for 2021 Board of Directors Election

Edward D. Callaghan (Incumbent) received his Ph.D. degree from the University of Michigan, M.B.A. from Wayne State, and B.S. degree from the University of Detroit. Dr. Callaghan serves as a board member for a variety of organizations, including Henry Ford Health System, Motor City Lyric Opera, Alliance for Excellence in Online Education and Brother Rice High School. Dr. Callaghan has chaired the Michigan Employment Relations Commission from July 1, 2011 to August 30 2020. Dr. Callaghan serves as an Arbitrator and Fact Finder with the Michigan Employment Relations Commission. He is employed by Oakland Community College and Walsh College as an Adjunct Business Faculty Member. He previously served as President of Orchard Ridge Campus and as Vice Chancellor of Human Resources and College Communications at OCC. Dr. Callaghan strongly believes in serving the members by providing them with the most competitive financial services coupled with excellent member service.

James S. McCann (Incumbent) received his B.A. degree from Eastern Michigan University and his M.A. degree from the University of Michigan. He retired from his position as Superintendent of Lamphere Schools in 2006 after twenty years of service. While he was Superintendent, Mr. McCann served on the Board of Directors of Oakland County Superintendent Association, Michigan JASON Foundation, Metro Bureau Services, St. John Health Systems – Oakland, and Madison Heights/Hazel Park Chamber of Commerce. He has been a part of the Alliance for Excellence in Online Education Board of Directors for eight years and is a Regional Account Executive for Lincoln Learning Solutions. Mr. McCann currently serves as Treasurer on the MSGCU Board. He strongly believes that it is extremely important to give back to the community and its organizations. His number one priority as a Board member is to ensure that the Credit Union continues to provide the best possible financial opportunities and services to its members.

Douglas J. Smith (Incumbent) received his B.S. degree from Lawrence University followed by his M.A. degree from the University of Michigan. He retired in June of 2020 from serving as the Executive Director for Workforce Development at Oakland Community College. Prior to that, Mr. Smith served as Senior VP for the Michigan Economic Development Corporation (MEDC) and Oakland County Deputy County Executive. He has an extensive background in statewide and local economic development and educational public policy. Mr. Smith's goal as a Board member is to contribute to the continued oversight of policy development and financial literacy initiatives of the Credit Union.