The way we’re different makes a difference

At MSGCU, we measure our success in terms of yours. Members and communities are at the center of everything that we believe in and everything that we do. You have goals to reach and dreams to achieve, and we are here to help you prosper.

We believe that every conversation we have with you — every day — matters. That’s why our team members are friendly, helpful, and ready to listen. While other institutions are most concerned with their bottom line, we are interested in being an advocate and a trusted advisor — solving problems and providing smart, sensible solutions that fit your particular needs.

We understand that great rates and low fees are high priorities when choosing a financial partner. As a not-for-profit credit union, we are able to structure our loan and savings products to benefit you, not a group of outside investors. Nothing satisfies us more than saving you money with a better rate or a smarter solution.

We are deeply committed to the Michigan communities we serve and we're proud to be part of the local fabric — volunteering time, donating resources, and offering free educational programs — helping friends and neighbors learn how to optimize their financial well-being and bring their dreams to life.

Our branches in Macomb, Oakland, and Wayne counties serve thousands of members, including many in the surrounding counties of Genesee, Lapeer, Livingston, St. Clair, and Washtenaw. In fact, anyone living or working in Michigan’s Lower Peninsula is eligible to become a member. We are also available to all of our members online, via phone, or through our mobile app.

We see first-hand every day what can happen when caring, collaboration, and community come together. We are honored to have more than 130,000 members who are fiercely loyal to MSGCU because they know we are doing everything possible to help them achieve their dreams.


Doing the right thing

A small group of local educators founded MSGCU in 1954, and education and public service have been part of our culture since day one. We value people over profits; at MSGCU, we have your best interests at heart.

  • Be Trustworthy: Being honest and fair
  • Stay Engaged: Actively involved physically, mentally and emotionally
  • Strive for Excellence: Distinguished by consistently exceeding expectations
  • Build Relationships: Caring personally about the people we serve
  • Focus on Financial Strength: Responsible decisions focused on sustained success

Meet the volunteers who define our direction

We are proud to have this group of distinguished professionals represent MSGCU members on our Board of Directors.

  • William F. Cayen  |  Chairman
  • Charles Thomas  |  Vice Chairman
  • Richard P. Maierle  |  Secretary
  • James S. McCann  |  Treasurer
  • Elizabeth Argiri
  • Christina Ayar
  • Denise Brooks-Williams
  • Edward D. Callaghan
  • Teresa DiMaria
  • Richard L. Shoemaker
  • Douglas J. Smith