*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 9/30/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.
‡APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. $500 Minimum Average Daily Balance Required. Certificate of Deposits will automatically renew at maturity. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Promotional Certificates will automatically renew at maturity to a standard term Certificate offered at the time of maturity.
