Farmington and 8 Mile
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
20595 Farmington Rd
Livonia, MI 48152
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Melinda B. - Assistant Branch Manager Melinda joined MSGCU in 2024, bringing 31 years of previous experience at credit unions. She is a Certified Credit Union Financial Counselor with certifications in Branch Operations and Management. Melinda loves to give back to her community by supporting Hospitality House and local food banks and is always looking for ways to champion our members and the communities we serve. “I think MSGCU is a great place for our members to bank because we want to make their financial dreams come true!” |
The Livonia branch team presented the MSGCU Giving Back donation to the Livonia Public Library. The donation will support the library's summer reading initiative.
"MSGCU is proud to support the Livonia Public Library with their summer reading program," said Sheila, MSGCU Livonia branch manager. "We are grateful for our growing partnership with Kristen Edson and her team and appreciate all that they do to support our community."
^APY = Annual Percentage Yield. The 5-month promotional CD is offered as of 10/27/2025 for new money only (funds that are not currently on deposit at MSGCU) and cannot be combined with any current deposit dollars including rollovers from maturing MSGCU CDs. Minimum balance to open the CD account and earn the advertised APY is $500. Funds will be considered new if: the funds came to MSGCU via cash, check, or wire transfer and the CD is opened within five days of receiving the funds or if the funds came from an IRA transfer that was deposited into the IRA share and the CD is opened within five days. Maximum CD balance of $100,000. Penalty for early withdrawal. Businesses and municipalities are not eligible. Available through 12/31/2025. Offer renews to a 6-month term Certificate of Deposit. Terms and rates are subject to change at any time without notice. Offer not available to MSGCU team members.
*Special Promotional Rate. Eligible on fixed-rate home equity term loans applied for during the promotional period from 10/1/2025 through 12/31/2025. Subject to credit approval. Annual Percentage Rate (APR) may be higher, based on term of loan, credit score, collateral, and loan-to-value. Ask an MSGCU Representative for details. Example: A loan amount of $15,000 at 60 months with up to 80% Loan-to-Value and a rate as low as 5.99% (second lien) would be approximately $289.95.
§You must be at least 16 years old, and a member of MSGCU to participate in the Program. Referrals made to existing members of MSGCU are invalid. By making a valid referral that is completed by a Friend in accordance with the Program Terms, you and the Friend will each receive a cash reward as follows: $50 when your friend registers for the Member Referral Program using your link and opens a new MSGCU membership between 10/1/2025 and 12/31/2025, with the new membership remaining open for at least 60 days.; $25 for an approved and funded Auto, RV, Boat or Powersport loan of $5,000 or more applied for by the Friend within 10 days of membership open date; $25 for a new MSGCU VISA credit card which the Friend must apply for within 10 days of membership open date and be approved for within 30 days of application date; $100 for an approved and funded mortgage loan applied for by the Friend and funded within 180 days of membership open date; $25 for a new checking account opened by the Friend and funded with $25 or more within 10 days of membership open date. The Friend will receive an additional $25 reward if they make 10 debit card transactions of $10 or more via the new checking account within 60 days, or they receive a direct deposit of $100 or more into the account within 60 days. Only one reward per reward type is available, for each Friend referred, subject to a maximum of $1,500 in cash rewards per calendar year. Rewards will be automatically deposited into your oldest existing MSGCU primary share account two business days following confirmation by MSGCU that the referral has been made in full compliance with the Program Terms. Reward cash payments are considered interest and annual payments totaling $600 and above will be reported on IRS Form 1099-MISC, to federal, state, and local tax authorities, if required by applicable law. You are responsible for any taxes due. For full terms and conditions, visit https://www.msgcu.org/disclosures-and-fees.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
