Learn the ABCs of our CD, IRA and HSA rates

Whether you're saving for a more comfortable retirement or want to save for unexpected expenses, MSGCU's rates on investment accounts deliver. Our status as a not-for-profit credit union means we can provide more value for our members.

Certificate of Deposit (Regular and IRA CDs)
TermAPY*Interest Rate
6 Months 0.800% 0.798%
1 Year 1.500% 1.492%
2 Years 2.400% 2.379%
3 Years 2.000% 1.985%
4 Years 2.250% 2.231%
5 Years 2.600% 2.575%

*APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required.

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Grow-With-Me CD
TermAPY*Interest Rate
6 Months 0.700% 0.698%
1 Year 1.000% 0.996%
2 Years 1.500% 1.492%

*APY = Annual Percentage Yield. $250 Minimum Average Daily Balance Required.

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Individual Retirement Account (IRA)
APY*Interest Rate
0.300% 0.300%

*APY = Annual Percentage Yield. No Minimum Balance Required.

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Health Savings Account
APY*Interest Rate
0.600% 0.598%

*APY = Annual Percentage Yield. No Minimum Balance Required.

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Minimum balance listed is to open an account and earn the advertised APY. All rates and APYs are accurate as of today and subject to change at any time. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificates of Deposit.

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