Many Michiganders are starting to put their boats or RVs to good, fun use as the weather warms. And while we wish we could spend time 24/7 boating or exploring, the reality of boat- or RV-ownership is having to figure out storage options for the times in between use.

Here in Metro Detroit, storing a boat or RV isn’t always as simple as “just park it.” Homeowners’ associations (HOA), city rules, limited driveway space, and winter weather all affect cost, security, and how ready you’ll be when you want to get out on the open road or open water.

What to Consider Before Choosing Storage

• Rules and space: HOA guidelines and city ordinances may limit driveway or curb parking. Check with your city, township, or HOA. Make sure you have enough room to maneuver trailers and larger rigs.
• Weather protection: Snow, ice, and freeze/thaw cycles make covers, drainage, and covered or indoor storage important considerations.
• Proximity: Weekend campers may prioritize quick RV access, while frequent boaters may want storage near favorite launches or marinas.
• Security: Look for gated entry, lighting, and cameras when paying for storage.
• Amenities: RV dump stations, wash bays, and boat winterization services can save time. Compare total cost—not just monthly fees.

7 Places to Store a Boat or RV

Quick Guide

RV owners: Prioritize access hours, turning space, and dump stations.
Boat owners: Focus on maneuvering room, proximity to launch sites, and winterization services.

Home Storage Options

1) Driveway, Side Yard, or Backyard

• Best for: Short-term parking and instant access
• Pros: Convenient and usually free
• Watch out for: HOA rules, weather exposure, and theft risk. Use covers, wheel locks, and ensure proper drainage.

2) Garage (Attached or Detached)

• Best for: Smaller RVs and boats
• Pros: Excellent weather protection and security
• Watch out for: Height limits and potential need for upgrades. Building a pole barn may increase property value—check local rules. Financing options like home equity loans may help.

Storage Facility Options

3) Outdoor Uncovered Storage

• Best for: Budget-friendly, frequent access
• Pros: Lowest cost, often includes gated access
• Watch out for: Exposure to weather—use protective covers and inspect regularly

4) Outdoor Covered Storage

• Best for: Moderate protection without indoor pricing
• Pros: Shields from sun, rain, and snow
• Watch out for: Still exposed to wind, dust, and moisture. Seal gaps to prevent rodents.

5) Indoor Enclosed Storage

• Best for: High-value vehicles and long-term storage
• Pros: Maximum protection from weather
• Watch out for: Higher cost and possible access limitations

Boat-Specific Options

6) Marina Slip (In-Water)

• Best for: Frequent in-season boating
• Pros: Easy launch access and marina amenities
• Watch out for: Ongoing exposure and need for off-season storage

7) Dry Stack Storage

• Best for: Powerboats with marina service
• Pros: Keeps boat out of water and may include services
• Watch out for: Size limits and possible scheduling or extra fees

What to Check Before You Rent Storage

• Security: Gated access, lighting, and surveillance
• Access: 24/7 vs limited hours
• Fit and maneuvering: Space size and turning room
• Site conditions: Drainage and snow removal
• Terms and insurance: Contract type and coverage requirements

Choose the Right Storage Option in 3 Steps

1. Start with rules and size: If home storage doesn’t work, look for facilities that fit your vehicle
2. Pick protection level: Outdoor, covered, or indoor based on budget and needs
3. Compare cost and convenience: Consider distance, access, and prep time

The best place to store your RV or boat is one that aligns with local rules, your budget, your usage habits, and Michigan’s unpredictable weather.

MSGCU is here to help. If you need to free up cash flow for storage or finance a garage solution, our team of financial champions can guide you. Stop in, chat or video bank online, or make an appointment at any of our convenient 24 branch offices.

Category: Vehicle