Help for summer homebuyers.

Thinking of purchasing a home this summer? While the homebuying process is exciting, it can also be intimidating. MSGCU is here to support you through every phase of the homebuying journey. We can also help you determine the budget you can comfortably afford

To make the buying process easier and help you save money, we offer a variety of programs designed to champion you all the way home:

  • $99* mortgage processing, a savings of more than $600! Apply by December 31, 2024
  • Interest Rate Float-Down: One-time float-down option allows you to lower your locked interest rate should rates go down 0.25% prior to your loan closing.
  • True Preapproval: Our preapproval gives you an advantage as a buyer and simplifies the mortgage application process
  • 0% down payment mortgages, available for first-time homebuyers.
  • Free Homebuyers Workshop: Learn tips and tricks about the homebuying process from the experts at MSGCU, plus receive a coupon for $375^ off a home appraisal (subtracted from your closing costs).

For more details, visit msgcu.org/mortgage.

*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2024 and 12/31/2024 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 at an interest rate of 7.000% and an Annual Percentage Rate (APR) of 7.039% has a payment of $1,330.60 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher. ^Attend our free Homebuyers Workshop and receive a coupon worth up to $375 to apply toward a residential real estate appraisal when you obtain a mortgage from MSGCU. The coupon credit will be applied at the time of closing.

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