Experienced. Professional. Your Financial Champion.

Michigan Schools and Government Credit Union has been the financial champion of dream chasers, goal getters and success seekers since 1954. And now we’ve opened a new branch in Rochester Hills, on Walton Blvd. and Adams. Stop by and meet us— our team is ready to champion you.

With a 97% satisfaction rating for two decades, and more than 140,000 members, MSGCU knows how to help you achieve financial success. Anyone in Rochester Hills—and anyone in Michigan—is welcome to bank with us. MSGCU gives you:

  • 30,000 free ATMs nationwide for convenient access, including drive-thru ATMs with Video Tellers at our Rochester HIlls location that allow you to speak with tellers inside the branch
  • Market-leading rates and low fees to keep more money in your pocket
  • Highly rated mobile app for 24/7 account access
  • 22 additional Metro-area locations for in-person support
  • Personalized guidance toward your financial goals
  • Join online 24/7



Count on MSGCU to help you save with marketing-leading rates. We have auto loans for new or used vehicles as low as 6.74% APR (2016 & newer). Michigan average auto loan rates: 7.20% APR new, 11.90% APR used. Learn More.

Grow your savings risk-free with MSGCU certificates of deposit. Our CDs give you a strong interest rate and the peace of mind that comes from a guaranteed return. Learn more.

  • 5.40% APY^ 11-month new money CD
  • 5.15% APY* 9-month CD
  • 4.90% APY* 23-month CD

Earn up to $1,500§ with Referral Rewards Share MSGCU with friends and you both get rewarded! Learn more.

We can’t wait to meet you!

Rochester Hills
2950 Walton Boulevard
Rochester Hills, MI 48309
Phone: (866) 674-2848 or (586) 263-8800

Make an appointment

Branch Drive-Thru Hours

Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed

Meet the Team

Branch Manager Kevin G.

Kevin G. - Branch Manager

Kevin joined MSGCU in 2019 with a previous 7 years of financial services experience. Kevin earned his Bachelor’s Degree from Central Michigan University and a Master’s in Business Administration from University of Phoenix. He especially enjoys working with first responders and educators through MSGCU.

“MSGCU feels like family, and I love being part of a team that truly cares about our members and our community.”

Branch Manager Kari A.

Kari A. - Assistant Branch Manager

Kari came to MSGCU in 2023 with 23 years of financial service experience. She attended Oakland University for elementary education, but decided financial services was a better fit. Kari is very active in the communities she lives and works, including supporting her local chamber of commerce, fire department, toy and food drives, and Relay for Life.

“I believe MSGCU is a great place to bank because we put our members first and truly live up to the credit union philosophy of ‘People helping People.’”

Financial Education

MSGCU champions your financial learning, whether in-person or virtual, live or self-directed.

† APR=Annual Percentage Rate. Subject to credit approval. Rates may be higher based on term of loan, credit score, collateral, and loan to value. Rates are subject to change at any time. Learn more.
‡ Edmunds 2023: Michigan Car Loan Rates (APR) in the U.S. for Used and New Cars; https://www.edmunds.com/car-loan-apr-interest-rate.
* APY = Annual Percentage Yield. Minimum balance to open the account and earn the advertised APY is $500. Penalty for early withdrawal. The APY is offered as of 11/8/2023. Terms and rates are subject to change at any time without notice. Ask an MSGCU Representative for details.
^ APY = Annual Percentage Yield. APY is accurate as of 11/8/2023. Minimum balance to open the CD account and earn the advertised APY is $500 in new money. The 11-month promotional CD is offered as of 9/6/2023 for new money only (funds that are not currently on deposit at MSGCU). Funds will be considered new if: the funds came to MSGCU via cash, check, or wire transfer and the CD is opened within five days of receiving the funds or if the funds came from an IRA transfer that was deposited into the IRA share and the CD opened within five days. Minimum of $10,000 of new money must be deposited to the CD using cash or check before existing MSGCU funds can be added. Offer renews to a 12-month term Certificate of Deposit. There will be a 90-day interest penalty on early withdrawal. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Promotional CD is not eligible for a rate bump.
§ You must be a legal resident of the United States of America, at least 16 years old, and a member of MSGCU to participate in the Program. Referrals made to existing members of MSGCU are invalid. By making a valid referral that is completed by a Friend in accordance with the Program Terms, you and the Friend will each receive a cash reward as follows: $5 for a new MSGCU membership which is established by the Friend and remains in good standing for a period of at least 60 days; $25 for an approved and funded Auto, RV, Boat or Power Sport loan of $5,000 or more applied for by the Friend within 10 days of membership open date; $25 for a new MSGCU VISA credit card which the Friend must apply for within 10 days of membership open date and be approved for within 30 days of application date; $100 for an approved and funded mortgage loan applied for by the Friend and funded within 180 days of membership open date; $25 for a new checking account opened by the Friend and funded with $25 or more within 10 days of membership open date. The Friend will receive an additional $25 reward if they make 10 debit card transactions of $10 or more via the new checking account within 60 days, or they receive a direct deposit of $100 or more into the account within 60 days. Only one reward per reward type is available, for each Friend referred, subject to a maximum of $1,500 in cash rewards per calendar year. Rewards will be automatically deposited into your oldest existing MSGCU primary share account two business days following confirmation by MSGCU that the referral has been made in full compliance with the Program Terms. Reward cash payments are considered interest and annual payments totaling $600 and above will be reported on IRS Form 1099-MISC, to federal, state, and local tax authorities, if required by applicable law. You are responsible for any taxes due. For full terms and conditions, visit https://www.msgcu.org/disclosures-and-fees.