Love your car and lower your payment with Auto Rate Pledge.

Why pay more than you need to? With the Auto Rate Pledge, you can refinance your auto loan from another lender to reduce your monthly payment. When you bring your auto loan to MSGCU, you receive a 0.25% rate discount* or our lowest available rate, whichever is lower, so you can keep the car you love with a payment that fits your budget.

Apply now to get started.

*Discount of 0.25% off current rate available on auto loans currently held with another financial institution. Discounted rate cannot be lower than our floor rate, defined as 0.25% below our current lowest direct auto rate. All loans subject to approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. MSGCU as low as rate requires Automatic Loan Payment transfer. Current MSGCU auto loans not eligible. Loan terms up to 84 months, depending on model year. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact a Member Service Representative for more details.

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