Member Appreciation Celebration!

Appreciation for you is part of our every day. And we're honored to know the feeling is mutual, as MSGCU continues to earn a 96% member satisfaction rating. With all these good feelings, a celebration is a must! This year, we are expanding the celebration into two days.

Thursday, October 15: a day filled with special thank-yous.

Stop by any MSGCU branch on Thursday, October 15, 2020 from 9 a.m. to 6 p.m. for refreshments, gifts*, and sincere appreciation of the wonderful things that can happen when caring, collaboration, and community work together for your financial success. (*While supplies last.)

Saturday, October 17: free paper shredding is back.

By popular demand, free onsite shredding is back and during the weekend!  Grab your paper documents and meet us at the shred truck from 9 a.m. to 1 p.m. on Saturday, October 17, 2020 at our St. Clair Shores branch and our Troy branch. As you plan for shredding, take note of our tips:

  • Wondering what you should shred? Look at our guide below.
  • You don't have to worry about removing common paper binding materials like paper clips, staples or binder clips. These can be shredded.
  • Reservations are not required and there's no limit to how much you can shred.
  • As you drive up to the shred truck, please stay in your car. An MSGCU team member will remove your shred items from your car for your convenience and safety.
Free paper shredding October 17


Bring a friend and share the love of MSGCU.

Whether it's your child, friend, neighbor, or anyone in-between, plan to bring them with you to Member Appreciation Day! At MSGCU, it pays to share good news. With our Member Referral Program, you'll receive $5 when they join and they'll receive $5, too. Plus, there are more chances to earn.

Which documents should you shred?

Are you wondering what to keep and what to shred? The Federal Trade Commission asked the experts and here's what they recommend:

  • Shred right away
    • Receipts from shopping, dining out, and ATMs
    • Utility and credit card statements that you've already paid
    • Credit offers and other junk mail
  • Keep for up to 1 year
    • Pay stubs
    • Bank statements
    • Paid medical bills
  • Shred after 7 years
    • Tax-related receipts
    • W-2s
    • Records for tax deductions taken
  • Keep forever
    • Auto titles and home deeds (as long as you own the property)
    • Birth certificates
    • Social Security cards
    • Marriage or divorce decrees
    • Citizenship and adoption papers
    • Death certificates
    • Tax returns

Keep this handy infographic from the Federal Trade Commission next to your home shredder for easy reference.