Shop with confidence before you finance

Don't walk into a dealership guessing what you can afford. The smartest way to shop for a vehicle is to get pre-approved with MSGCU first. A pre-approval takes the stress out of car buying by giving you quick, local processing right here in Ann Arbor. Getting pre-approved allows you to:

  • Know your budget: Understand your true buying power and what comfortably fits your finances.
  • Negotiate better: Step onto the lot with the negotiating power of a cash buyer, allowing you to focus strictly on the vehicle price rather than the monthly payment.

Visit our Ann Arbor branch

Explore our vehicle financing options

No matter what type of vehicle you are looking for, MSGCU has a loan to help you get behind the wheel. We are proud to offer same-day approval on most vehicle applications. Our comprehensive auto financing options include:

  • Cars, Trucks & SUVs
  • RV loans
  • Powersport vehicle loans
  • Boat loans
  • College degree auto financing

Join MSGCU today

Love your ride, but not your monthly payment?

If you financed your vehicle through another lender, you might be paying too much. Bring your auto loan to MSGCU, and we will lower your rate through our Auto Rate Pledge Program. Our refinancing options are specifically designed to help you lower your monthly payment, reduce your overall interest rate, or adjust your term to better fit your current budget.

Explore auto refinancing

Contact our Ann Arbor team today

Ready to get started or have questions about our financing options? Our dedicated Ann Arbor team is here to help you navigate the loan process and review complete rates and terms. Reach out to us today to see how we can assist you with your vehicle financing needs.

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