Experienced. Professional. Your Financial Champion.

Michigan Schools and Government Credit Union has been the financial champion of dream chasers, goal getters and success seekers since 1954. And now we’ve opened a new branch in Saline, on Michigan Avenue east of State Street. Stop by and meet us— our team is ready to champion you.

With a 95% satisfaction rating for two decades, and more than 140,000 members, MSGCU knows how to help you achieve financial success. Anyone in Saline—and anyone in Michigan—is welcome to bank with us. MSGCU gives you:

  • 30,000 free ATMs nationwide for convenient access, including drive-thru ATMs with Video Tellers at our Saline location that allow you to speak with tellers inside the branch
  • Market-leading rates and low fees to keep more money in your pocket
  • Highly rated mobile app for 24/7 account access


Two great offers to fit your goals.

5.00% APY* 10-month CD with a new checking account Boost your savings with a promotional CD when you open a new MSGCU checking account. You get a guaranteed return on your CD and a checking account that checks all the boxes. Visit us in Saline to get started – available through April 29.

$100 bonus on loans of $5,000 or more With a special loan bonus and market-leading rates, you can count on MSGCU to help you save. Compare rates for yourself. We have auto loans for new or used vehicles as low as 5.49% APR§ (2016 & newer). Michigan average auto loan rates: 6.83% APR new, 10.36% APR used. $100 bonus offer ends April 29. Apply Now.

We can’t wait to meet you!

6983 East Michigan Avenue
Saline, MI 48176
Phone: (866) 674-2848 or (586) 263-8800

Make an appointment

Branch Drive-Thru Hours

Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed

Financial Education

MSGCU champions your financial learning, whether in-person or virtual, live or self-directed.

*APY = Annual Percentage Yield. The 10-month promotional CD is offered as of 3/1/2023 for new money only. Available with opening and funding first new checking account with $500 or more or available to current MSGCU checking account holders with active direct deposit of $250 or more. Minimum balance to open the CD account and earn the advertised APY is $500. Maximum CD balance of $100,000. Penalty for early withdrawal. Businesses and municipalities are not eligible. Available only at Canton and Saline branch locations through 4/29/2023. Terms and rates are subject to change at any time without notice.
†$100 offer available only at Canton and Saline branch locations through 4/29/2023. Eligible loans must be closed by 6/23/2023. Subject to credit approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. Eligible loans include new or used purchase, refinance from another lender, and refinance existing MSGCU loans with an increased balance of $5,000 or more. Applies to loans closed and funded at the Canton and Saline MSGCU branch locations only. Ask an MSGCU Representative for details.
‡Edmunds 2023: Michigan Car Loan Rates (APR) in the U.S. for Used and New Cars; https://www.edmunds.com/car-loan-apr-interest-rate.
§APR=Annual Percentage Rate.

Branch Manager Katie W.

Katie W. - Branch Manager

Katie has more than 10 years of experience in the financial services industry and joined the MSGCU team in 2022. She earned a Bachelor of Business Administration-Marketing from Rochester University. Katie grew up attending Saline Area Schools and working in various positions with the Saline Parks & Rec Department before attending college. She lives in the area and her son is now a Saline Hornet as well!

“I love to champion members’ financial goals and aspirations, from everyday needs to momentous occasions. MSGCU makes this possible through our commitment to our members and communities through competitive rates, low fees, and a member service focus.”

Branch Manager Angela W.

Angela W. - Assistant Branch Manager

Angela joined MSGCU in 2022 with more than 8 years of experience in the financial services industry. She earned an Associates of Applied Science from Baker College and is proud to support the Saline community with all that MSGCU has to offer.

“I love the exceptional service MSGCU provides to our members. Between the friendly and welcoming philosophy, a variety of products and virtual services, MSGCU makes it both easy and enjoyable to do business with!”