There's no need to visit one of our branches to do your banking. You don't even have to be at home or work. With a smartphone and our app, you can manage your money from anywhere in a matter of moments.
All your transactions are worry-free. Sophisticated encryption provides secure communications. Additional security measures block unauthorized access and protect your personal data. For more information, consult our Mobile Banking Frequently Asked Questions.
Note: To use the MSGCU Mobile Banking app, you must be a Michigan Schools & Government Credit Union member and enrolled in our online banking service. *Downloading the MSGCU mobile app is free, but your wireless provider’s messaging and data rates may apply. Thumbprint login available on TouchID-enabled Apple iOS devices.
With Michigan Schools and Government Credit Union’s free Mobile Banking, you can have easy and hassle-free control of your finances from your mobile device.
1. What is Mobile Banking?
MSGCU’s iOS and Android Apps are free Mobile Banking applications for the iPhone, iPod Touch, iPad, and any device using Google’s Android operating system. These Apps are optimized for use with the specific device that they are downloaded to.
3. Are MSGCU’s Mobile Banking Apps secure?
Yes. MSGCU uses TLS encryption to communicate securely with all services. MSGCU always uses state-of the-art security measures to protect your data, no matter how you access your accounts.
4. What functionality is available for the Mobile Banking App?
You can view your balances, your transaction history, and images of cleared checks. You can make a deposit using Remote Deposit, pay a bill using Mobile Bill Pay, or transfer funds within your account. You can also use the App to find a nearby ATM or branch location.
6. What if I am not enrolled in Online Banking?
Enrollment in MSGCU’s Online Banking is required to use the app. In order to enroll, go to our home page, and choose "New User" in the Log In screen. Our How To Guide explains in detail how to get started.
7. What’s the process to log into my account using the iOS or Android App?
The login process for the iOS or Android App is similar to Online Banking. On the Login screen within the App, simply enter your account number or User ID and your password. The password is the same as your Online Banking password. Click the Login button to complete the process.
8. How does App help me find an ATM in MSGCU’s network?
Select Find ATM from the Home screen. The App allows you to use your device’s GPS function and display the locations of the branches and ATMs closest to your location. You can then select a location and receive driving directions.
Members and communities are at the center of everything that we do. You have goals to reach and dreams to achieve, and we are here to help you prosper.