MSGCU is financially strong.

We understand the recent news of occurrences in the banking industry may lead to uncertainty. Choosing a partner for your financial success is an important decision and you can be confident in the financially sound position of Michigan Schools and Government Credit Union.

Members have trusted MSGCU for 69 years as a safe and reliable place to serve their financial needs with exceptional member service.

  • MSGCU performs in the top 1% of credit unions nationwide from multiple industry sources, using criteria including member growth, market growth, operating expenses, and value delivered to members.
  • Our strong financials include diversified membership and investments, which means that they are not influenced by an individual or small groups of depositors.
  • MSGCU’s financial strength has been recognized by Bauer Financial with a 5-Star rating, their highest, for more than 30 years.
  • As a credit union, MSGCU is a not-for-profit financial institution owned by you, our members, not private investors or shareholders.

Your deposits are safe.

  • MSGCU is federally insured by the National Credit Union Administration (NCUA) which means your deposits are safe, up to $250,000 per share owner.
  • Credit union members have never lost insured savings at a federally insured credit union. Read more about the protection of your deposits or contact us with questions.

As always, thank you for your membership and for trusting MSGCU as your financial champion. If you have questions about your finances, we are here to support you.


We invite you to view our 2022 Annual Report.