There's no need to visit one of our branches to do your banking. You don't even have to be at home or work. With a smartphone and our app, you can manage your money from anywhere in a matter of moments.
All your transactions are worry-free. Sophisticated encryption provides secure communications. Additional security measures, such as using your fingerprint and facial recognition to log in, help block unauthorized access and protect your personal data. For more information, review our Mobile Banking Frequently Asked Questions.
Take this 5-minute lesson exploring how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.
Note: To use the MSGCU Mobile Banking app, you must be a Michigan Schools & Government Credit Union member and enrolled in our online banking service. Downloading the MSGCU mobile app is free, but your wireless provider’s messaging and data rates may apply. Thumbprint and facial recognition login available on TouchID- and FaceID-enabled Apple iOS devices and fingerprint and face recognition enabled Android devices.
To view our frequently asked questions, please select from our categories below.
View these quick tutorials to help you register and use our mobile app and online banking.
To register, you’ll need your MSGCU account number. You can find it on your membership card. If you have a loan through us, your loan coupons or your loan origination documents will also have this number.
You’ll set up a username and password, as well as a security phrase and image. Your security phrase can be anything you want it to be. The phrase and image help protect you from scammers that try to get you to log into a fake site and steal your log-in credentials. After registering, if you don’t see the security image and phrase, or it's different from what you entered, don’t log in!
You’ll also set up security questions. These help keep you protected when you try to log in from a new device. You’ll answer a question so we know it’s really you.
Registering for MSGCU's online banking is quick and easy. View video transcript.
Watch the videos above, or download and print our instructions.
Logging in to the new system is quick and more secure than ever. Even if you’re logging in on your computer, you can use your smartphone’s fingerprint or facial recognition to help verify your identity with the Quick Login feature. View the video below for instructions to log in and set up Quick Login.
And don’t forget, you first need to register before you log in for the first time.
Logging in is safe and easy using MSGGU's Quick Login feature. View video transcript.
Watch the video above, or download and print our instructions.
Getting around your MSGCU online accounts has never been easier. Here is a quick view around.
Take a tour of MSGCU's online banking. View video transcript.
Take a tour of MSGCU's mobile banking app. View video transcript.
Setting up alerts and notifications helps you keep track of your accounts automatically.
This video describes how to setting up alerts with MSGCU's new online banking. View video transcript.
You can set alerts for each account you have with us. For example, if you want to know when your checking account goes below $100, you can set that up. You can also customize alerts for your account, for example, anytime you make a change to your contact information, or every time you log in.
Watch the videos above, or download and print our instructions.
Lock and unlock your MSGCU credit or debit cards with ease. See video transcript.
Lock or unlock your credit or debit card with the MSGCU mobile app. View video transcript.
We’ve all experienced the anxiety that comes when you see an empty slot in your wallet where your card normally goes. Now, you can lock, or freeze, your card with a simple click of a button using the new Card Control feature in MSGCU’s online banking. And once you find that card, it’s a simple click to turn it back on. If your card truly is lost or stolen, you can also report it and request a new one.
Transferring money from one MSGCU account to another has never been easier. Simply choose which account you’re transferring from and where it’s going. You can even set up recurring transfers to help you meet your savings goals! Use the same process for paying your MSGCU credit card or even paying your MSGCU loan.
Video shows you how to transfer from one MSGCU account to another. View video transcript.
Video describes how to transfer money from one MSGCU account to another. View video transcript.
Watch the videos above or download and print our instructions.
Do you have more than one MSGCU membership? You can now link your memberships together under one username so you don’t have to log in to each separately. Follow these instructions to link your accounts.
Video walks you through linking multiple MSGCU memberships into one login. View video transcript.
Video describes how to link multiple MSGCU accounts together using MSGCU's mobile app. View video transcript.
Paying your MSGCU loan from your MSGCU funds just got even easier. Simply choose which account you’re paying from, select your loan, and then choose to pay your regular payment or another amount.
Video shows you how to pay your loan in MSGCU's new online banking. View video transcript.
Video walks you through paying your loan using MSGCU's mobile app. View video transcript.
You don't need to come to a branch to deposit a check. With Mobile Deposit, depositing a check is quick, easy and safe through MSGCU’s mobile app. Make sure the check is signed on the back with “For Mobile Deposit Only at MSGCU” under your signature. Log in to the app and select Mobile Deposit and follow the prompts.
Video explains how to deposit a check to your MSGCU account with the MSGCU mobile app. View video transcript.
You can check your balance with the new MSGCU Mobile App without even needing to log in! Watch the tutorial below for instructions to set up and use the convenient Quick Balance feature.
Video walks you through setting up and using MSGCU's Quick Balance feature, which allows you to check your balance without having to log in to the app. View video transcript.
Members and communities are at the center of everything that we do. You have goals to reach and dreams to achieve, and we are here to help you prosper.