Rack up bonuses without realizing you're doing it.

  • Open a Regular Checking or Fresh Start account with an initial deposit of $25 or more between June 3 and August 31.
  • Make a direct deposit of $100 or more within 60 days of opening your account
  • Complete 75 purchases of $5 or more with your MSGCU debit card within 60 days of account opening


The features are free. The convenience is priceless.

We know opening a new checking account can seem like a big step, so we’ve made switching to an MSGCU Checking Account hassle-free and worth your while.


Giving you more starts with taking less.

Fee Average Bank Fee Average
Consumer Cost
MSGCU Helps
Save You Money
Overdraft Transfer Protection $7.83* 3 per year = $23.50 Optional transfer protection helps you avoid overdrafts. 1 free transfer per month.
Overdrafts $33.23** 3 per year = $99.69
($9.69 savings)
Optional Courtesy Pay available for $30 per item. 3 per year = $90.00
Out-of-Network ATM $4.69** 12 per year = $56.28 Access to nearly 30,000 free ATMs. 4 free out-of-network ATM transactions per month.
Service Fee (Low Balance) $5.84** 2 per year = $11.68 No minimum balance.
No monthly service fee.

Up to $175 bonus + $101 annual savings = $276 first year value with MSGCU Regular Checking


Ready to get started?

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* Calculated average using available bank fee schedules including JPMorgan Chase & Co., Bank of America Corp., Wells Fargo & Co., Citigroup Inc., U.S. Bancorp, and PNC Financial Services Group Inc.
** Source: Bankrate 2018 checking account survey; https://www.bankrate.com/banking/checking/checking-account-survey/
† See MSGCU’s Fee Schedule for a complete list of fees; http://www.msgcu.org/feeschedule
‡ Bonus paid for completing the qualifying criteria. Bonus to be paid in one sum at the end of 60 days from the date of the new account opening. Limited to one per member. Not available to existing checking account holders or those that have closed an MSGCU checking account 4/1/2019 or later. Accounts must remain open for at least 6 months.
Insured by NCUA.